The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

For bad credit personal loans and more,
let us find you a lender.

For bad credit personal loans and more, let us find you a lender
Pocket Cash can help you find providers of small loans and more!

Pocket Cash can help you find providers of small loans and more!

What is a small loan?

  • Loans from $100 to $2,000
  • Typically repaid over 6 to 12 months

Does your bank account need a bit of a kickstart in order to help you get things moving on from unexpected expenses? A small loan could be what you’re after! These pint-sized loans are for amounts from $100 to $2,000! At Pocket Cash, our aim is to help people find lenders, without having to apply with multiple service providers. We do that by providing a 100% online lender-finding service that you can apply for in minutes. So if you’re wanting to find providers of small loans fast, apply with Pocket Cash today!

What are quick small loans online?

Small loans are simply a type of personal loan. In the case of the lenders that we deal with, a small loan usually falls within the range of $100 and $2,000. Now these small cash loans might seem little, but don’t let the name fool you – they can make a big difference in your life! Let’s go through a hypothetical situation to show just how much of an impact they can have.

It’s getting towards the end of the month, and you’ve just paid off a huge stack of bills that have been hanging over your head for what seems like an age. You feel like a huge weight has been lifted off your shoulders, but unfortunately, your wallet is also feeling considerably lighter. Payday is still a week or so off, so it looks like you’ll be a bit skint until then. Not to worry though! You’ve budgeted responsibly for your essentials, and you’ve already got your meals prepared and refrigerated for the week ahead.

Then, as if it knows the worst time to happen, your fridge dies. That short wait until payday now feels like an eternity. You don’t have the money to buy a new fridge, and without one all that food you prepared isn’t going to last!

This is where one of those easy small loans could help. With that extra cash injection, you can buy the replacement fridge you need, saving you the hassle and heartbreak of throwing out perfectly good food. Then when payday rolls around, you can adjust your budget to make your repayments!

What are the different types of personal loans?

Personal loans are typically classified into three types, depending on their amount: small loans, medium loans and large loans. As previously mentioned, small loans range from $100 to $2,000, medium loans cover amounts of $2,100 to $4,600, and large loans from $5,000 to $10,000.

Another way you might see loans classified is by whether they are secured or unsecured. Security for a loan refers to an asset that is put up in order to give the lender a backup if you should fail to repay your loan. This is usually only applicable to medium or large personal loans, and typically comes in the form of a vehicle such as a car, boat or motorbike.

There are a few different financial terms you might hear thrown around when talking about personal loans. One of these is the Annual Percentage Rate, often abbreviated to APR. We know that the prospect of learning about financial terms might bore you to tears, but we promise this one’s really straightforward! The APR is simply the interest rate that a lender will charge you to borrow money. To find out how much interest you’ll have to pay over the full term of the loan, simply multiply the APR by the loan period.

Want more information about personal loans and how they work? Check out ASIC’s MoneySmart website! There you’ll find all the facts you could want, as well as a handy personal loan calculator.

Can I access small loans for bad credit?

Yes! It is possible to get small personal loans for bad credit. Many of our partner lenders understand that bad credit doesn’t necessarily paint the whole picture of your financial situation. That’s why they offer small loans online bad credit! If you have the funds to repay your loan, we may still be able to find a lender for you – even if you have bad credit.

For those in need of quick cash, the thought of getting rejected for a loan because of bad credit can be very stressful. It’s this stress that drives people to search for things like “small loans no credit check”, “small cash loans no credit check” and “small loans no interest.” The truth is, these panicked searches aren’t necessary. If you want small cash loans bad credit, apply with Pocket Cash and let’s see if we can find a lender for you!

How much do small personal loans cost?

The cost of a small loan can differ depending on the lender. Pocket Cash is a lender-finding service, so we don’t control the terms offered by any of the lenders we find for customers. Remember to read your loan contract thoroughly, as it will contain all relevant costs.

What does Pocket Cash do?

Pocket Cash is a lender-finding service. Instead of going it alone and searching for “best small loans”, “low interest small loans” or “small same day loans,” we can help you through the process of searching for a lender. We’re pretty experienced when it comes to lender-finding, and thus we can find them for customers faster and easier than the average joe.

Our service isn’t just for a select few either! We love finding lenders for our customers, and we want to help as many people as we can. We can even find lenders offering small loans for unemployed people! With that kind of lender-finding ability, why not give Pocket Cash a try?

What does a lender finder?

At the top of the list has to be that it saves time. We know that your time is extremely precious. We know that life has a tendency to fly by, whether we want it to or not. When you add up your work, social life, and other commitments, there’s not a whole lot of space for you-time. Chances are when you do get a few minutes to relax, you don’t want to spend it comparing lenders. With Pocket Cash, you don’t have to!

The second of the major benefits is convenience. Using an online service is just so much easier than the old pen and paperwork routine. You can head to our website at a time a place that suits you, whether that be at home, on your lunch break or on the go. As long as you have a phone, tablet or computer with an internet connection, you can access our application form. Having everything online also means you don’t have to worry about losing your application! It’s there on our website, in all its simplicity and ease, whenever you want to take a few minutes to fill it out.

Last but not least, we’re free! You don’t have to pay a cent to use Pocket Cash’s lender-finding service. If we find you a lender that offers you a loan but you decide not to accept it, you can back out without any charges. No hidden fees camouflaged in fine print – with Pocket Cash, what you see is what you get.

How do I apply for a small loan?

The first step is to check your eligibility, second is filling out and submitting your application, and the third and final step is to wait for your outcome. We’ll walk you through each of these steps so you know what they entail.

  1. Check your eligibility: While we want to help as many people as we can find lenders, there are some necessary criteria we need you to fulfil. There’s nothing unreasonable, these are just the details you’ll need to confirm in order to complete our application process.

    To be eligible for our lender-finding service, you must:

    • Be 18 years of age or over;
    • Be an Australian citizen or permanent resident;
    • Have received a regular income into a personal bank account for at least the past 90 days;
    • Have a valid phone number and email address.

    Once you’ve made sure you qualify, you’re ready to apply!

  2. Fill out your application form
    Applying with Pocket Cash starts with our handy slider, which you can find at the top of any page on our website. You can adjust the slider and drop-down menu until you have your desired loan amount and repayment period, then click Apply Now.

What you’ll now see in front of you is our application form. Contrary to what you might have expected, it’s compact, straightforward and easy to understand. In fact, it’s so simple that it can be completed in a matter of minutes. Once you’ve inputted your details into the required fields, you can go ahead and click submit.

  • Wait for your outcome
    This is where we come in. While you’re getting on with life, we’ll search for lenders. If we find one for you, we’ll put you in touch with them right away.


Let Pocket Cash give you a hand with finding lenders!

Day to day life can be busy and fast-paced, leaving you with precious little time to yourself. You don’t want to spend that time searching for lenders, so leave that to the lender-finding professionals. Pocket Cash can help you find a lender to get the cash injection you need, fast. Our quick applications, 100% online process and fast outcomes make using our service a breeze. Why search for lenders any other way?

Want to know more about Pocket Cash? Our website is packed with all the information you could want! Get the lowdown on the intricacies of our lender-finding process over on the How It Works page, and in the About Us section, we give you an insight into the motivations behind our service. We’ve compiled some possible examples of loan structures on our Costs page which could give you an idea of what your loan might look like.

Have you got any questions for us? We’d love to answer them. Stop by our FAQs to check out the answer to some of the most common questions we receive. If you don’t see your question there, or you’re not 100% satisfied with the answer, please don’t hesitate to get in touch. To do so, simply fill out a form on the Contact Us page. We’ll reply as soon as we can and do our best to answer whatever questions you might have about our service.

Ready to make your pockets a bit more full? Apply with Pocket Cash today to kickstart your search for a lender!

Looking for a little pocket cash? We’ve got you covered with same day cash loans and bond loans between $100 and $5,000.

Bad credit loans in Australia with guaranteed approval– do they exist? read on!

Why choose Pocket Cash?