The Australian Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Most asked questions
What do I need to apply?
You simply submit everything online using your phone, tablet or computer, it’s that easy! The things you’ll need handy are:
The reason for your loan
Your employment details
Your internet banking credentials so we can verify your income
Your MyGov account credentials so we can verify your Centrelink Income Statement (only if you receive Centrelink)
If you have applied for a medium secured personal loan, you’ll also need to provide photos of the vehicle you are attaching to the loan clearing showing the number plate, as well as it’s registration number and your certificate of ownership.
I receive government benefits, can I still apply?
Yes, you can! Most credit providers will only focus on whether or not you can afford your repayments. If you receive Centrelink payments and can afford your loan repayments, we shouldn’t have too much trouble finding you a lender.
I have bad credit, can I still apply?
Absolutely! We pride ourselves on giving everyone a fair go! We’ve been able to lenders that offer cash loans for bad credit in the past so you never know unless you try!
Do you conduct credit checks?
As the lender finder, we do not conduct credit checks. However, your lender will always do one. But don’t fret as this is not the only thing lenders look at. Our lenders believe they get a much more accurate representation of your ability to repay your loan by looking at your current income and spending habits rather than your past mistakes. Just keep in mind that the outcome of all applications is subject to the final assessment done by your lender.
How do I apply?
Our application is done 100% online and takes just a few short minutes to complete. Just use our loans calculator at the top of the page to enter the cash loans amount you’re wanting to borrow and then select your repayment period. Click APPLY NOW and you’ll be taken to the application. As it’s all done online, you won’t need to worry about rummaging through pages of documents to send through to us!