Complete your application online in minutes!. Just use our loans calculator at the top of the page to enter the cash loans amount you’re wanting to borrow and then select your repayment period. Click APPLY NOW and you’ll be taken to the application form. As it’s all done online, you won’t need to worry about rummaging through your files and scanning mountains of documents to send through to us. You simply submit everything online, it’s that easy! The things you’ll need handy are:
- Your personal information and contact details
- The reason for your loan
- Your employment details
- Your internet banking credentials so we can verify your income
- Your MyGov account credentials so we can verify your Centrelink Income Statement (only if you receive Centrelink)
As soon as you’ve submitted your application, we’ll get to work finding you a lender. Then, your lender will get to work assessing your application and putting together a suitable loan offer. Once your lender has determined your eligibility for a loan, an agent from that company will get in touch with you to go over some final details and let you know if your application has been approved or not.
Sometimes we may require additional documentation to what you provide in the application form. Especially if you’re applying for a secured personal loan as we’ll required some photos of the car, motorbike, boat or caravan that you’re attaching to your cash loans, as well as the registration number and certificate of ownership just so we know it’s yours.
Once your lender has everything they need, they will finish assessing your application. Assessing time will vary from lender to lender. Just be wary that, if you apply outside of normal business hours, it may take them a little longer to get to your application. Just sit tight - your application will be a top priority.
Qualifying for cash loans
Anyone! Although we have certain eligibility requirements in place, we pride ourselves on always giving everyone a fair go! We’ve been able to find lenders that offer cash loans for the unemployed as well as cash loans for bad credit. So, no matter what your situation, apply now and we’ll do our best to find you lenders that offer fast cash loans! To qualify, you must:
- Be 18 years of age
- Be an Australian citizen or permanent resident
- Receive a regular income for the last 3 months
- Have a valid mobile number and email address