How It Works - Pocket Cash

Empty pockets?
No worries!

Empty pockets? No worries! Empty pockets? No worries!

OR

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

How it Works

Am I eligible?

Do You Qualify?

We have certain eligibility criteria in place that you need to meet before submitting an application. Don’t worry too much though as these eligibility criteria is fairly simple. We pride ourselves on being inclusive and trying to help out as many Aussies as we possibly can. So, if you meet our simple criteria, feel free to submit an application for a personal loan and we’ll see if we can match you up with a lender who can help. Take a look at our criteria here:

  • Be at least 18 years of age
  • Be an Australian citizen or permanent resident
  • Have a valid mobile number and email address that we can contact you on
  • Have been receiving a regular income for the last 3 months’ minimum

Do you meet these criteria? Great! Keep reading to see how to go about submitting an application and getting the friendly help you need at the touch of a button.

Do You Qualify
Fast Applications

Fast Applications

Our applications are 100% online, paper-free and hassle-free. No need to run off to try and hunt down as much paperwork as you can find, submitting an application with Pocket Cash is easier than that. Our quick, easy online applications can be done from anywhere, at any time, simply with a few taps of the button or a quick scroll through your smartphone.

You can submit and complete your application online in just a few minutes. Simply begin by utilising our handy loan calculator at the top of this page and enter the loan amount you’re looking to borrow. Let us know how long you would like to repay the loan and click ‘Apply Now’ to get your application off to a speedy start.

Your Lender Begins Their Assessment

Once we have all the information from you that we require, we get to work finding you the right lender for your situation. We can usually source you the right lender in as little as 60-minutes, but sometimes it may take us a little bit longer. If we’re able to match you up with a suitable lender we pass your application details and information along to the lender. Once they have received all your details they get to work on their in-house assessment process.

Assessment times will vary from lender to lender, but expect to hear back fairly soon. Just remember that if you have applied outside of normal business hours that this assessment time will take a little longer than normal.

From this point on you’ll liaise with your potential lender directly, our job is done. If they need anything from you, they’ll contact you directly.

Your Lender Begins Their Assessment
You Get Your Outcome

You Get Your Outcome

Once your lender has had a chance to assess your application and request any further information from you if they needed it, they’ll be in touch with you to let you know how their assessment went. If they were able to approve you for a personal loan they’ll take you through the signing process and inform you of any fees or charges that will be associated with your loan as well as your what your repayments are and how long your loan will take to be repaid.

Our satisfied customers

5 Star Review

“Such a fast and well thought out application process. Plus they could match me with a good lender if I needed. Would definitely recommend. Thanks Pocket Cash!”

Ellen L

5 Star Review

“Super easy application form. Could apply in minutes from anywhere!”

Robyn F

What are you waiting for? Get your cash loan today!

Apply now