Remember, Pocket Cash is a lender finder, not a lender, buy now pay later or financial service provider. We do not provide advice and you should always seek the help of a professional to make sure that any advice given to you is right for your circumstances. 

We are currently going through a challenging economic time and you might not be able to make the purchases you want by spending money out of your pocket. However, with a new breed of financial service providers available, you may not have to keep those purchases on your wishlist just because you aren’t in a position to afford them right now. Instead, you can take a look at buy now pay later providers who could assist you with purchasing what you want.

When you are trying to find a buy now, pay later lender, you will notice that there are lots of options available to consider. Selecting a lender out of them can be an overwhelming job to do – this is where Pocket Cash could help you.

Pocket Cash could help you find the best lender who can provide you with a buy now pay later option that matches your preferences and credit rating. Even if you have a bad credit score, Pocket Cash could help you with finding a no credit check payday loan.

Who is Pocket Cash?

Pocket Cash is at popular lender-finder service based in Australia. Any person who wants to find a lender to fulfil a financial requirement can think about getting assistance from Pocket Cash.

You will have to provide some information about you to Pocket Cash. Based on that, Pocket Cash will start looking for the best lender available out there to match you with. After that, you just have to go through the application process and obtain your loan.

Pocket Cash could assist you to find both personal loan and bad credit lenders quick and fast. It will provide you with the opportunity to save a lot of time and keep yourself away from frustration. That’s because you don’t have to look for a lender on your own and submit multiple applications. With Pocket Cash, you could be matched with the right lender who can help you with your loan.

How can Pocket Cash help you to find the best buy now, pay later lender?

Now that you have a basic understanding of how Pocket Cash works, let’s deep dive into the facts and learn more about the service.

After you submit an application, Pocket Cash will take a look at your income as well as expenses. This information will be used to find the best lender. You can get yourself matched to a lender who does a credit check or a lender who doesn’t do a credit check. If you have a good credit score, there is no need to worry about anything when you are getting yourself matched to a lender who does a credit check.

If you don’t have a good credit score, there is no need to turn back because Pocket Cash could help you match with a lender who offers buy now, pay later loans to those with bad credit scores. However, you might be asked to pay additional repayments than what you can afford.

How do buy now pay later services work?

The concept behind buy now, pay later loans is simple and easy to understand. With a buy now, pay later loan, you can get assistance from a lender to purchase something you want without paying the full price out of your pocket. The lender will pay the full price for the seller which you will repay in instalments. The lender will also provide you with the opportunity to keep on using the product that you purchased.

Does it affect your credit score?

Even if you have a bad credit score, you might be able to obtain a buy now, pay later loan from a lender. Most of the lenders won’t do a hard pull on the credit report at the time of approving your loan. Hence, you will not have to experience a drop in the credit score. However, a soft credit enquiry will likely be made.

It is also important to keep in mind that buy now pay later sevices will not improve your credit significantly, as you make the instalment payments. However, you must always stick to the instalment payments without missing out on even one of them. That’s because missing out on an instalment payment can create a negative impact on your overall credit score.

Buy now pay later lenders will likely report the late payments to credit departments. Therefore, you should go ahead with this loan option only if you are in a position to make the repayments. If you are not in a position to make the repayments, you should not attempt it because you could end up getting a worse credit score.

What makes buy now pay later exciting?

One of the best things about a buy now, pay later loan is that it doesn’t always involve a hard credit check. Hence, you could keep your overall credit score protected from a dip. A personal loan provider may do a credit check to ensure that a loan is the right financial product for you and suitable solution for your services however, bad credit is not the end of the world. We can find lenders able to help with bad credit loans.

Apply for quick cash loans with Pocket Cash

If you are not convinced, you’re welcome to let Pocket Cash help you find a personal loan. We could help you find a lender and make the purchase you want without facing any struggles. Analyse your requirements and go for the best option for your financial circumstances.