You simply submit everything online using your phone, tablet or computer, it’s that easy! The things you’ll need handy are:

• The reason for your loan
• Your employment details
• Your internet banking credentials so we can verify your income
• Your MyGov account credentials so we can verify your Centrelink Income Statement (only if you receive Centrelink)

Yes, you can! Most credit providers will only focus on whether or not you can afford your repayments. If you receive Centrelink payments and can afford your loan repayments, we shouldn’t have too much trouble finding you a lender.

Absolutely! We pride ourselves on giving everyone a fair go! We’ve been able to lenders that offer cash loans for bad credit in the past so you never know unless you try!

As the lender finder, we do not conduct credit checks. However, your lender will always do one. But don’t fret as this is not the only thing lenders look at. Our lenders believe they get a much more accurate representation of your ability to repay your loan by looking at your current income and spending habits rather than your past mistakes. Just keep in mind that the outcome of all applications is subject to the final assessment done by your lender.

Our application is done 100% online and takes just a few short minutes to complete. Just use our loans calculator at the top of the page to enter the cash loans amount you’re wanting to borrow and then select your repayment period. Click APPLY NOW and you’ll be taken to the application. As it’s all done online, you won’t need to worry about rummaging through pages of documents to send through to us!