The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.
Whilst we take client complaints very seriously, we cannot deal with them unless we know about them. Although we would prefer that you advise us by email or through our website, you can let us know in any way you find convenient, whether by personally advising, telephoning us, writing a letter, sending a fax, emailing or lodging it on our website.
Generally, we will be in a position to deal with the matter immediately. If we are unable to do so immediately, the matter will be referred to a more senior person. It is our intention to deal with all matters of complaint as quickly and as efficiently as possible.
Where the matter cannot be resolved to your satisfaction within 24 hours of you making a complaint, details of it will be recorded in our Complaints Register. If we do not have enough information, we will get it from you. We may ask you to complete a complaint form, which you will find here. Where your complaint is made orally, the staff member will fill out the complaint form on your behalf.
We will notify you in writing within 2 business days of the receipt of your complaint. We will also notify you of the procedures we will undertake as a result of your complaint.
Your complaint will be investigated. The person with the ultimate responsibility for its investigation is our Complaints Officer who may be contacted using the following contact details:
Name: Complaints Officer
The matter will be resolved within 21 days of receiving your complaint.
If you are not satisfied with the resolution proposed by us, you can take the matter further.
If the complaint relates to a financial service, you can refer it to our External Dispute Resolution Scheme. We are a member of Credit Ombudsman Service Ltd (“COSL”), one of the schemes approved by ASIC.
The contact details for COSL are as follows:
Credit Ombudsman Service Ltd
Phone: 1800 138 422
Fax: 02 9273 8440
Mail: PO Box A252, Sydney South NSW 1235
If the matter relates to privacy, you may take the matter up with the Privacy Commissioner.
The contact details for the Privacy Commissioner, in the Office of the Australian Information Commissioner, are as follows:
Phone: 1300 363 992
Fax: 02 9284 9666
Mail: GPO box 5218, Sydney NSW 2001
Complaint form: https://forms.business.gov.au/aba/oaic/privacy-complaint-/
Except for the provision of documents where you request them from us, there is no charge to you for the use of this procedure. The services of COSL and the Privacy Commissioner are made available at no charge to you.