Where can I find easy online loans? 

Are you looking to apply for loans online without any hassle or stress? In the digital world we live in, almost everything can be found online, and personal loans are no different. You can access lenders in only a few clicks. The only problem is, a Google search for ‘easy online loans’ is going to give you an overwhelming amount of options. So, how do you know which lender is best for you? The answer is Pocket Cash! 

Pocket Cash is a lender finder. When you apply with us, we’ll show your application to a number of different lenders to give you the best chance of approval. Online loans have never been easier! Read on to find out if you’re eligible and how to apply.

What are easy online loans? 

Easy online loans are simply personal loans that you can access online without any hassle or stress. Unlike traditional lenders like banks and credit unions, online lenders these days are able to give applicants a fast and fair decision. No more submitting mountains of paperwork and waiting in lengthy queues. You can access affordable finance from the comfort of your own home. What’s even better? Some lenders can deliver you a decision within an hour of submitting!

Who is Pocket Cash? 

Pocket Cash is a lender finder that has helped thousands of Aussies find easy online loans. How? Well, firstly we’re not a lender. Our application is very similar to that of a lender. But, instead of lending to you directly, we’ll show your application to various different lenders to give you the best chance of approval. This can save you from submitting multiple loan applications. 

What is the easiest loan to get? 

Personal loans are considered one of the easier options to apply for these days. More specifically, secured personal loans. That’s where you attach an item of value to secure your loan- also referred to as collateral. Items that are often used as collateral include cars, motorbikes, boats, caravans, etc. 

These are generally easier to get because they are considered less risky for the lender. If you don’t repay your loan, your lender has the option to repossess your asset. However, this is generally only done as a last resort. if your situation changes and you can’t afford your regular repayments, we suggest getting in contact with your lender. They will most likely be able to work out a solution to suit your new budget. 

What about bad credit?

If you’ve got bad credit, don’t stress! Bad credit can be seen as a huge red flag when you’re applying for a loan with a bank. The good news is, when you apply for easy online loans with Pocket Cash, we could find you a lender willing to look past your bad credit score. 

The lenders that Pocket Cash links customers to, tend to take a fresh approach to bad credit. These lenders will conduct a credit check. However, it’s certainly not the only factor they consider when assessing your application. Typically, they will access a screenshot of your recent bank statements to get a more accurate representation of your financial situation. If you’ve been responsible with your money recently, this will improve your chances of approval. 

Am I eligible for easy online loans? 

Now that you know a little bit more about Pocket Cash’s lender finder service, you’ll probably want to check if you’re eligible. We like to keep things pretty simple. That’s why we’ve just got a short list of criteria that you’ll need to meet in order to qualify. To be eligible you must:

• Be 18 years old or older;
• Have a consistent income into a personal bank account for the last 3 months (preferred not mandatory);
• Be an Australian Citizen or Permanent Resident;
• Have internet banking set up;
• Have an active mobile number and email address.

What documents will I need to provide? 

When you apply with us, we’ll just need to grab a few details from you. You won’t have to worry about printing any paperwork though. All documents are to be submitted 100% online. They are called easy online loans after all! So, we recommend having the following details handy when you submit your application:

• Personal info (e.g name, DOB);
• Online banking info;
• An active email address and mobile number;
• The reason for your loan;
• MyGov details (if you’re receiving Centrelink benefits);
• Employer and contact details.

How do I apply for easy online loans? 

Pocket Cash’s online lender finding service couldn’t be easier to apply for. If you’re looking for easy online loans you’ll need to follow these simple steps:

Step 1: Apply online

To begin your application, scroll up to the top of this page. Using the loan slider, select the amount you’d like to borrow and the repayment period and click ‘Apply Now.’

Step 2: Fill out the application form 

Next, you’ll be taken to our 100% online application form. Here you’ll be required to provide some basic personal and financial information. This step should only take you a few minutes to complete. It’s also important you answer each question honestly and thoroughly. Once you’re finished, hit ‘Submit.’

Step 3: We’ll search for a lender

Once we’ve received your application, we’ll begin our search for a lender. We will show your application to various different lenders to give you the best chance of approval. If we’ve been able to match you with a suitable lender, we will put you in touch with them straight away. 

Step 4: Get assessed

Once you’ve been matched with a lender, your application will get a proper assessment. This will most likely include a credit check. If you’re approved for a loan, then your lender will send a loan contract for you to review and sign. We encourage you to carefully read through the terms of your loan so you aren’t sprung with any unexpected fees. Once you’re happy, sign your contract and send it back.

Step 5: Get your cash 

Once your lender has received your signed contract, they’ll send your cash to you directly. If you have an NPP-enabled bank account, then you could have the money in your account and ready-to-use in 60 seconds or less! 

Think you’re ready? Apply now! 

Do you meet our eligibility criteria? If yes, you can scroll up to the top of this page to begin your application. Our application process is super-simple and 100% online. You can apply from the comfort of your own living room. That’s how convenient and easy online loans are with Pocket Cash! 

For more info, head to our FAQ Page. If you have any queries or concerns and you’d like to speak to some, get in touch. 

Want to know where you can find personal loans no credit check? Pocket Cash has the details!