For bad credit personal loans and more,
let us find you a lender.

For bad credit personal loans and more, let us find you a lender
Are You Looking For Instant Approval Loans? Need Cash Today?

Are You Looking For Instant Approval Loans? Need Cash Today?

How to get cash fast with Pocket Cash

If you’ve been typing ‘Instant approval loans need cash today’ into Google, chances are you may be in a sticky financial situation and you need to improve your cash flow fast. Luckily, Pocket Cash has got your back! We are a lender finding service that takes care of the laborious task of comparing lenders to find someone to help you as fast as possible. While we can’t promise instant approval, it won’t take long. Many lenders will let you know their outcome within 60 minutes.

What are instant cash loans?

If an unexpected big expense has hit you hard and you have been desperately searching the web for ‘instant approval loans, need cash today’, we can help you connect with the right lender.  Most lenders provide an almost instant outcome. This means, you send in your application and in some cases, there can be a few hours between hitting ‘send’ and receiving funds. However, this may be dependent on a few factors.

Can I get instant approval on a loan application?

It’s important not to panic, especially when you find yourself in a difficult financial situation.

You can get loans pretty fast these days. If you provide all the required documents and apply during AEST business hours, many lenders will give you an outcome within 60 minutes. If your bank supports instant cash transfers, you may be able to receive your funds immediately once approved. Ultimately, it comes down to the lender and your bank.

How fast can I get a loan?

It’s a common misconception that getting a loan can be a lengthy process. If you are hoping for a fast outcome, we can assure you that it won’t be too long. It depends on your specific lender and their requirements as to how long the application and approval will take. Many lenders offer a fast outcome within 60 minutes, if you apply during their business hours. If you’re approved and your bank supports instant transfers, you could receive the funds instantly. As a result, it could be a few hours from when you apply with Pocket Cash until you receive your actual funds.

Instant approval loans, need cash today – Is it possible?

If you are in dire need to improve your cash flow, many lenders offer quick help. At Pocket Cash, we have made it our mission to connect you to the right people as quickly as possible. One application can give you access to a big pool of lenders. We do all the hard work for you. Instead of comparing lenders and sending multiple applications, we will suggest a lender that suits your needs. Most of them provide a quick outcome, sometimes even on the same day, if they receive all the information they need. Therefore, good preparation is key!

Who can apply for a loan with Pocket Cash?

You won’t apply for a loan with Pocket Cash, we will connect you to a suitable lender from our big pool of possible options. However, the lender will then assess your application. Therefore, it is important to make sure that you meet the minimum requirements.

For a successful application you should:

  • Be at least 18 years or older;
  • Have an active mobile phone number and email address;
  • Live permanently in Australia;
  • Have an online banking account with at least 90 days of payment history.

If that sounds like you, then your request for an instant approval loan may be met.

What documents are needed?

We will ask you a few questions to understand your financial situation and to connect you with the best possible lender. Most lenders will request you to submit the same documents. They need to be able to assess your current financial situation, they may want to know what you need a loan for and how they can get in touch with you if they’ve got any questions.

  • Your contact details
  • Active mobile number and email address
  • Why you are applying for a loan
  • Your online banking details
  • MyGov info (if you receive Centrelink)
  • Employment details

Types of loans you can get with Pocket Cash

We are the leading finder service in your pocket. Your next loan is only a few clicks away, once you know what you are looking for. We assume, if you are after instant approval loans and you need cash today, you are most likely searching for a small unsecured loan, the easiest type to get. However, there are other options that may be worth considering.

Unsecured personal loans

Small personal loans are often unsecured loans. This means you won’t have to leverage assets as security against the loan. This comes in handy if you don’t own a car or other valuables.

Secured personal loans

If you are after a bigger sum of money, you can use an asset like a car, a ute, or a motorbike as security against your loan. This provides an extra layer of security for your lender and often allows them to offer you more cash or lower interest rates – or possibly both. Loans like this are often used to pay for big medical bills, a family holiday, or to repair your home.

Car loans

Car loans are a specific type of personal loan for the purpose of purchasing a car. It doesn’t matter if you are planning to get a used car or a brand new set of wheels. In many cases, you can use the car you are planning to purchase as security against your loan. You can also use this type of loan to purchase other motorized vehicles such as motorbikes or trucks.

Consolidation loans

If you have accumulated multiple debts that are getting hard to manage, you can consolidate them into one big loan. Often, this turns out cheaper and more convenient. You will only have to look after one payment with one interest rate instead of double handling many at once.

How to apply for a loan?

Sometimes time matters. After all, if your search for  ‘instant approval loans need cash today’, lead you here, we’re guessing you don’t have time to spare. With Pocket Cash, you can complete your application 100% online. Filling in our form will only take a few minutes and you may get your result almost instantly (if you apply during our business hours). It only takes three steps to find a lender that is best suited to you.

1. Apply online.

You can speed up the process by having your documents ready to go. We will take you through the application process and ask you some simple questions. To get started, scroll to the top of this page and choose the amount you want to borrow and how long you need to repay it. Once you’re happy with your selection, click ‘Apply Now’.

2. Relax while we find you a lender.

Your work is done once you’ve submitted the application. You can kick back and let us do the hard work. Our team at Pocket Cash will work hard to find you the best fit as quickly as possible. When we match you with a suitable lender, we will be in touch straight away.

3. Your lender will reach out.

Shortly after, your future lender will contact you to seal the deal. If you have any additional questions regarding your loan options, please discuss them with your future lender directly.

Is Pocket Cash a lender?

We are a lender finder service. We won’t give you a loan, however, we can help you find the right lender who can. Instead of trawling through the internet for hours before finding the right one, we will connect you with the right lender in a matter of minutes. That’s why if you’ve been searching for ‘instant approval loans and you need cash today’, we are here to help.

We see ourselves as the bridge between borrowers and lenders. We make the right connections to help you find the loan you need quickly. And of course, our services are free of charge.

The market of online lenders is big and it’s growing by the minute. Plenty of options means more work to compare them all to find the best one. That’s where we come in. If you simply apply with Pocket Cash, we use our experience and our pool of reliable lenders to make sure we find a good fit for you.

Can I get a loan with bad credit?

If your credit score isn’t great, you may find it difficult to get accepted for a loan with a traditional lender. Luckily, modern lenders know that a credit score isn’t the only indication of your ability to repay a loan. Once your credit score has been negatively impacted, it may take several years to rectify, despite your best efforts to be financially astute. As such, many lenders now look at other factors such as your spending habits and current finances. Even if you have bad credit, there may be lenders that are still willing to give you a loan.

Can I apply if I receive Centrelink?

Yes. In fact, many lenders treat regular Centrelink payments just like any other income. We highly encourage you to send us your application and we will get back to you as soon as possible. We may be able to find just the right lender for you.

Why choose Pocket Cash?

At Pocket Cash, we care about your finances. We know, when life doesn’t go to plan, you don’t have plenty of time on hand to search for the best lender on the market. That’s why we try to make this process as easy and efficient as possible.

Pocket Cash is 100% online. You can send your application at any time from anywhere. We’ve cut out all the queues and the complicated paperwork. Our service is completely digital. If you have a question, our team is only a few clicks away and always on hand to help.

Pocket Cash is fast. Our experienced team does their best to find you a lender as quickly as possible. If you apply during our office hours, you will get a response within a few minutes to let you know if we have found the right lender for you.

Pocket Cash is free of charge. We want to make cash flow accessible to everyone. Therefore, we won’t charge you anything for connecting you with the right lenders.

Pocket Cash is safe. We care about the safety of your data. It can be daunting to share your financial details online. Rest assured, your details will only ever be shared with a suitable lender. No shopping around needed.

Are you ready to apply?

If you have any additional questions head to our FAQ section, or shoot them over to our customer service team. Once you are ready, head to the top section of this page, choose the right loan amount and loan term to get started. We can’t wait to match you with your potential future lender!

Why choose Pocket Cash?