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Instant cash loans for empty wallets – Pocket Cash can find lenders!
Instant cash loans: What’s the deal?
Has an expense cropped up in your life that you don’t have the cash in hand to pay for right now? Or perhaps you’ve got some things planned and a bit of extra money in your wallet would help you sleep more soundly. In that case, have you considered cash loans? Here at Pocket Cash, we can help you find lenders offering loans of between $2,100 and $10,000 with instant payouts once approved, most of the time. These loans can either be secured or unsecured and feature different terms and fees depending on the loan amount.
Not all lenders offer instant loans, so be sure to ask once approved.
What are instant cash loans?
Instant cash loans are pretty straightforward in that they’re just another name for personal loans. Those interested in cash loans may have found that their pockets are feeling a bit empty lately, and could do with a top-up. Cash loans can be used to pay for a variety of different things and come in all shapes and sizes, be it medium, or large. On this page, we’ll give you the lowdown on how you might use a cash loan, and how Pocket Cash can help you find lenders that might be able to provide you with the cash injection you’re after.
If you’d like to know more about personal loans, we recommend that you visit ASIC’s MoneySmart website.
What can I use instant cash loans for?
Part of the beauty of instant cash loans is that they’re so versatile! They can provide a financial leg up in a variety of situations. So, let’s go through a hypothetical scenario in which a cash loan would help you out.
You work on the other side of town, so your car is crucial for your livelihood. With all those shifts you put in at work you’ve accrued a decent amount of holiday time, so you’ve planned a little road trip getaway that starts in only a few days. On a chilly winter’s morning, you haul yourself out of bed and get in your car, ready to start your morning commute. You can hear the engine struggling as you turn the key, but it usually does this when it’s cold. You try a few times and then hear an awful sound.
Uh oh. That can’t be good.
Trying to be optimistic, you turn the key again, but this time nothing happens. Not even a splutter. Immediately you go into panic mode. Why is this happening now? You rely on this car for work and it’s your ticket to the road trip you’ve planned, what are you supposed to do without it? Do you have to spend all that hard-earned cash you’ve saved up to spend on your holiday on getting your car fixed instead?
Can I still apply for cash loans online if I have bad credit?
Yes, you can! There are online lenders willing to lend to people with bad credit, and Pocket Cash can help you find them!
Having a bad credit score is unfortunate, and chances are if you have one you didn’t mean for it to happen. Bad credit can make it difficult or even impossible to get a loan from a more traditional lender such as a bank. This causes many people to search online, but if you’re not familiar with the online lending industry then it can be difficult to know what to look for. Here are some search terms we’ve seen from people who want a loan, but afraid that their bad credit will get in the way.
- emergency cash loans no credit check
- instant cash loans no credit check unemployed
- cash loans no credit check
- cash loans no credit check fast approval
- fast cash loans no credit check
Searching for things like these can leave you with more questions than when you started. If you’re looking for bad credit loans, it might be much easier and quicker to apply with Pocket Cash! Our partner lenders understand that a bad credit score doesn’t necessarily tell the full story of your financial situation. That’s why they’re willing to look at your income and current ability to afford a loan, rather than just dismissing you for having bad credit.
They’re not quite bad credit cash loans guaranteed approval, but Pocket Cash can find lenders that can provide cash loans bad credit!
How much do quick cash loans cost?
The cost of a cash loan can differ depending on the lender. As we are a lender-finding service and not a lender, we don’t control the terms offered by any of the lenders we find for customers. That being said, below we’ve compiled a list of example loan terms. These may give you an insight into what your loan could look like.
| Medium Personal Loan | Large Personal Loan | |
|---|---|---|
| Loan Amount | $2,100 (minimum) – $4,600 (maximum) | $5,000 (minimum) – $10,000 (maximum) |
| Terms | 12 months (minimum) – 24 months (maximum) | 12 months (minimum) – 24 months (maximum) |
| Costs | 48% maximum annual percentage rate. 66.07% comparison rate p.a. | 48% maximum annual percentage rate. 48% comparison rate p.a. |
WARNING: The comparison rates listed above are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Is Pocket Cash a lender?
Not quite – Pocket Cash is a lender-finding service. Consequently, we don’t actually provide loans directly to customers. We’re more of a liaison that can make it easier for our applicants to find the lenders that they’re looking for.
The online lending market is a big place, and it’s only getting bigger – we know that better than anyone. As a customer, it’s good to know that there are so many options available to you. However, this is a double-edged sword as it also means you’ll have to spend time comparing lenders. With the countless pages of search results that come up when you search for lenders online, sorting through them all is an extremely daunting task. We understand that the last thing you want to be doing with your free time is studying lenders and loan terms.
The good news is that there’s a better way to find lenders than by desperately searching for “instant approval loans need cash today.” Instead, apply with Pocket Cash! Our free lender-finding service can take the guesswork out of searching for a lender. We have the benefit of experience on our side because we’ve been finding lenders for customers for a while now.
If you like the sound of jumping the queue and finding a lender without wasting your own time, Pocket Cash is the way to go. We’ve already helped heaps of customers find lenders, and we’d love to help you do the same.
Why should I apply with Pocket Cash?
We could go on all day about why applying with Pocket Cash is better than searching for lenders on your own. To make it easier for you to decide, we’ve put together three of the top reasons why we think you should try out our lender-finding service.
It’s fast
There are only so many hours in a day, and what little time you get to yourself is extremely precious. Chances are you don’t want to spend that hunched over a computer for hours on end, filling out an application. We know that application forms can be a bit of a chore, so we’ve made ours as efficient as possible. In fact, you can fill out an application form on our website and submit it in just a few minutes. That way you can get back to enjoying your day!
It’s convenient
We understand that to outsiders the lending industry can seem a bit boring, and so the prospect of searching for lenders is a real drag. Why not have us do the hard work for you instead? All it takes is one application and your work is done. We’ll then work our magic and search for a lender for you, while you kick back and relax or focus on more important things. Our entire process is also 100% online, so you can apply at a time and place that suits you!
It’s free
With all these perks, you might be expecting some fees to use our service, but nope! Applying with Pocket Cash is absolutely free. How good is that?
Are you feeling ready to start your lender-finding journey with Pocket Cash? Let’s take you through our quick and easy application process!
How do I apply with Pocket Cash?
Learning from some of the awful experiences we’ve all had with filling out applications, we were determined to make ours different. That’s why the Pocket Cash application process is so quick and easy! In fact, it takes just three simple steps.
1. Check if you’re eligible
While we love finding lenders for our customers and want to help as many people as we can, there are still a few rules. You’ll first need to make sure that you qualify to use our service.
To apply with Pocket Cash, you must:
- Be 18 years of age or over;
- Be an Australian citizen or permanent resident;
- Have received a regular income into a personal bank account for at least the past 90 days;
- Have a valid phone number and email address.
See, that was easy! If you can tick off those boxes, then you qualify for our service and you’re ready to head to the next step.
2. Submit an application
At the top of any page on our website, you’ll find a nifty little slider. This is where you can begin your application! Simply adjust the slider and drop-down menu until you have your desired loan amount and repayment period. Please note that this is not set in stone, and may change if we find a lender for you.
When you’ve got that sorted, click apply now to be taken to the application form. Simply fill in your details, click submit and your application is finished!
3. Wait for an outcome
At this stage, your work is done and it’s over to the lender-finding experts (us) to do our thing. Once we find a lender for you, we’ll put you in touch with them ASAP.
That’s Pocket Cash’s application process from start to finish!
Pocket Cash can help you with your search for lenders!
Want to know more about Pocket Cash and our lender-finding powers? You’ve come to the right place. Our website is filled to the brim with all the resources you could want regarding our service. So, you can read more about us and why we love to find lenders for customers, or head over to the how it works page to take a look at the inner workings of our lender-finding process.
For those that have any questions, we recommend stopping by the FAQs section. We’ve put up answers to a bunch of the most common queries we get from customers that you can access at any time. If you’re not satisfied with the answers there or have a specific question about your application, we’d love to hear from you. Head over to the Contact us page, fill out a form, and we’ll get back to you as soon as we can.
So if you’re looking for a lender that can help top up your bank account, apply with Pocket Cash. We’ll do our best to find a lender for you.
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