Cash Loans | $300 to $10,000 | Quick Outcomes | Apply Today!

Empty pockets?
No worries!

Empty pockets? No worries! Empty pockets? No worries!

$2,500

$300 $10,000

18 Months

13 Months 24 Months

Estimated repayments

$52.19

$104.71

$228.77

Am I suitable for a loan?

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Looking for Cash Loans? Look No Further Then Pocket Cash!

Looking for Cash Loans? Look No Further Then Pocket Cash!

When the unexpected strikes, the last thing you need is an endless search for a lender and complete a never-ending cycle of applications. When money is tight – that’s the last thing you want. That’s where Pocket Cash Loans comes in. We do all the pesky searching for you. We find a lender that can offer you fast cash loans, without hassle. Just submit one application with us, and we’ll do the rest. It’s that easy.

What are cash loans?

Fast cash loans are simply personal loans. Pocket Cash is not the lender, we’re the lender-finder. So, we find lenders that can offer you the loan you need, and we do it quickly! We know that when you need cash, it’s generally quickly, so you complete an online application in minutes, no matter where you are. Simple, right?

We then get to work finding you a lender that we think can say ‘yes’, whether you’re looking for cash loans bad credit or cash loans for people on Centrelink.

Pocket Cash is a lender-finder you can trust. We’re an Aussie lender-finder ready to connect you to your next lender. When you need to borrow and borrow fast, turn to Pocket Cash and skip the hassle of searching for a suitable lender.

Where can I get cash loans?

1. Apply with Pocket Cash
2. Let us look for a lender
3. We’ll match you if we think we have a lender that can say yes
4. Your lender will contact you to run through the details of the loans they can offer you.

You can apply for cash loans with any lender, but who wants the hassle of dealing with multiple enquiries from various lenders when all you really need is a loan. With Pocket Cash, you could have loans in your pocket in no time. We could find a lender when you need it most, or when you just need some extra cash for a holiday or a little treat yo self day, and we can do it quickly. You can apply online in minutes, and we can find you a lender in no time!

No matter whether you’re looking for:

  • Cash loans Cairns;
  • Cash loans Brisbane;
  • Cash loans Woodridge;
  • Cash loans Logan;
  • Cash loans Australia;
  • Cash loans Townsville;
  • Cash loans Gold Coast.

We can find lenders that offer personal loans near you. Wherever you are from in Oz, we can find a lender that can help, anytime, anywhere.

Types of Personal Loans

At Pocket Cash, the lenders we find can offer a myriad of personal loans. If you’re looking for a small loan to help ease the pain of unexpected expenses or a larger loan to fund your next holiday – we know who could help.

Have a look at the loans on offer:

Small loans

The lenders we find can offer unsecured small loans from $300 to $2,000 and can be repaid over 12 months. When you apply with Pocket Cash, there is no need to attach security when you borrow under $2,000! So, if you’re a city-dweller, then you can apply for a small loan, without having to own a car.

Medium loans

We can also find lenders that offer medium loans from $2,000 to $4,600 and they can be repaid over a period of 13 to 24 months. Medium loans are secured, so to apply just attach details of your car, motorbike, boat or caravan. Whatever suits you!

Large loans

If you’re looking for something to cover a big expense, then you can borrow from $5,000 to $10,000 and repay it over a 13 to 24 month period. Large loans are also secured, so make to attach equity, such as a car, motorbike, caravan or boat. Same day loans are typically smaller loans but, if you have the documents your lender needs to verify that you own your asset, it may be possible.

Who is eligible to apply?

Before you apply, make sure you have checked off all these requirements:

  • Be over 18 years of age
  • Have an internet banking account
  • Be receiving a regular income for at least 3 months into a personal account
  • Have an active mobile number and email address

If you meet the above requirements, then you’re eligible to apply with Pocket Cash! If you have any questions about what we require for your application, head over to our contact page to get in touch.

What to have handy before you apply

Life can be busy, we know that. And we want to make your life that bit easier. So, to fly through your application, just have these details handy before you apply:

  • Personal contact details e.g. active mobile number and email address
  • The reason for your loan
  • Internet banking details
  • MyGov info (if you receive Centrelink)
  • Employment details

Having these details handy will make it easier to complete your application in one sitting. So, if you’re looking to borrow money, don’t overthink it – just apply with Pocket Cash today.

How to apply

Applying with Pocket Cash is pretty easy. You can apply anytime, anywhere in just a few minutes. Just follow these three simple steps to apply:

You apply online

Firstly, to get started just scroll up and you’ll find our loan calculator. Select how much you wish to borrow and for how long. Then, you’ll see an estimation of your possible repayments. Once you are happy with your proposed loan terms, then click the ‘Apply Now’ button.

Then you’ll be taken to our application, enter in a few more details and click submit. Congrats, you’ve applied!

We get to work

After you submit your application, you can just sit back and relax, whilst we get to work. If you apply during business hours, we get searching for a lender right after you submit your application. In could take minutes! Depending on when you apply, so sit tight whilst we find you a lender.

Meet your new lender

If we find you a lender, we’ll let you know straight away. Then, your lender should be in contact shortly. They will assess your application and deliver an outcome. If you have any questions about your application, please direct them to your new lender!

When you apply with Pocket Cash you can skip the lender-finder expedition and the challenge of filling out tons of applications. Just leave it all to us! We find you a lender with one application.

What are the possible costs?

A small amount unsecured loan, $300 up to $2,000:

For a small amount credit contract of $300 – $2,000 you can expect something like this:

  • A 20% establishment fee
  • A 4% monthly fee that will be applied on the anniversary date of your loan every month

A medium amount secured loan, $2,001 – $4,600:

The costs of a medium amount secured loan are a little different. You can expect something the following:

  • An establishment fee of $400
  • An interest rate of 48%* per annum.

*Comparison rate of 67.41% per annum. This comparison rate is based on a medium amount secured loan and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

A large amount secured loan, from $5,000 to $10,000:

The costs of a large amount of credit contract are also a little different. You can expect something like the following:

  • An interest rate of 21.24%* per annum. Keep in mind that the more you pay off your loan, the less interest you will be charged. This is called reducing interest

*The maximum comparison rate for interest is 48% per annum. This comparison rate is based on a large amount secured loan and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Of course, we cannot guarantee the costs of individual lenders. So, if you have any questions about the possible costs of your loan, please contact your lender.

Have bad credit and looking to borrow money?

If you have not-so-perfect credit, then you may have been knocked back by traditional lenders. Well, when you apply with Pocket cash, we can find you a lender that can say ‘yes’ to bad credit.

How you may ask?

The lenders we find can look at more than just your credit score. They can also look at your current relationship with money. We don’t think that less-than-perfect credit should stop you from applying for the cash you need. So, if you have bad credit, you’re welcome to apply with Pocket Cash for a fair go.

What about people receiving Centrelink payments?

If you’re looking for a personal loan and receive Centrelink payments, then you’re welcome to apply right here! We find lenders that can accept clients on Centrelink. The lenders we find can see Centrelink as a regular income as long as you’ve been receiving them for at least 3 months. So, if you have Centrelink and looking to borrow some quick cash for an unexpected expense – then just contact Pocket Cash!

Why Choose Pocket Cash?

Pocket Cash is ready to help you find the cash you need, quickly. We all know that life happens and unexpected expenses can pop up and affect your monthly budget. That’s when you can get in touch with Pocket Cash!

However, we know there are plenty of online lenders on the market, so here are just a few reasons why you should count on Pocket Cash to find you the lender you need.

We Find Lenders For Aussies

Pocket Cash is an Aussie brand, and proud of it! We work with trusted lenders that are ready to help you borrow the cash you need. Our team may be 100% online, however, they’re just behind your screen, so send them your questions and they will be able to respond to you within business hours!

No Up-Front Fees

Applying with Pocket Cash is completely free-of-charge! So, if you’re looking for cash loans fast, then we know some lenders that can help. Submit your application free-of-charge in minutes! Why not start now? Just scroll up and find our loan calculator to begin.

Find a Lender, Without the Hassle

When you apply with Pocket Cash, you can forget the hassle of finding a lender. We do all the legwork for you. Looking for a lender can be tricky, like finding a needle in a haystack. That’s why you can apply with us and we’ll find you a lender that can say ‘yes’. Just one application, one lender-finder, one lender!

Secured Data

We care about keeping your data safe. So, we’ve implemented strong security measures to ensure your data is secure. We know borrowing money can be a little daunting, so we want you to know you can trust us. Have a read of our privacy policy for more info.

Let’s Answer Some Questions!

Before you apply, you may have a few questions. That’s understandable! So, to save you the hassle of contacting us, we’ll answer a few of the most common questions we get here at Pocket Cash!

Why do you ask for my internet banking details?

We ask for your details so the lender we find can access a read-only copy of your bank statements to help assess your application! The lenders we find use the latest in safe banking technology to keep your details safe. There is never a moment where someone at Pocket Cash or any other lender can see your banking password. So, breathe a sigh of relief and start your application today.

Are there cash loans near me?

That’s an easy one. YES! As we’re 100% online, you can apply anytime, anywhere. No matter where you’re from in Oz, you can apply for a lender with Pocket Cash today!

Ready to Apply?

Then, just scroll up and get started with our loan calculator! Get ready to meet your new lender. Apply in minutes and have an outcome as soon as possible. Borrow money – without the hassle today.

cash loans

Why choose Pocket Cash?