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The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

For bad credit personal loans and more,
let us find you a lender.

For bad credit personal loans and more, let us find you a lender

Why choose Pocket Cash?

Apply online

Our application is free, 100% online and so simple it’ll take you only a few minutes to fill out

Get a fast outcome

After submitting, you’ll find out instantly if we are be able to find you a lender

We find a lender

If successful, it takes us only minutes to find you a lender

Your lender will be in touch

Your paired lender will be in touch to go over the finer detail

Why choose Pocket Cash?

Am I eligible?

To apply for a cash loan, you must:

  • Be over 18 years of age
  • Be an Australian of Permanent Resident
  • Be receiving a regular income (for at least 90 days)
  • Have a direct Australian contact number and email address
Find out more
Am I eligible?
Am I eligible?

Am I eligible?

To apply for a cash loan, you must:

  • Be over 18 years of age
  • Be an Australian of Permanent Resident
  • Be receiving a regular income (for at least 90 days)
  • Have a direct Australian contact number and email address
Find out more

Loan Costs

Small Loans

Small Loans

Loan amount:
$100 - $2,000
Terms:
12 months
APR:
4%
Est. fee:
20%

Example:

Loan amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Small Loans

Medium Loans

Loan amount:
$2,100 - 4,600
Terms:
13 months - 24 months
APR:
48%
Comparison:
67.41% p.a.%

Example:

Loan amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

Small Loans

Large Loans

Loan amount:
$5,000 - $10,000
Terms:
13 months - 24 months
APR:
21.24%
Comparison:
48% p.a.

Example:

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Our satisfied customers

5 Star Review

“Such a fast and well thought out application process. Plus they could match me with a good lender if I needed. Would definitely recommend. Thanks Pocket Cash!”

Ellen L

5 Star Review

“Super easy application form. Could apply in minutes from anywhere!”

Robyn F

Our satisfied customers

Have questions?

We have answers.

What do I need to apply?

You simply submit everything online using your phone, tablet or computer, it’s that easy! The things you’ll need handy are:

  • The reason for your loan
  • Your employment details
  • Your internet banking credentials so we can verify your income
  • Your MyGov account credentials so we can verify your Centrelink Income Statement (only if you receive Centrelink)
If you have applied for a medium secured personal loan, you’ll also need to provide photos of the vehicle you are attaching to the loan clearing showing the number plate, as well as it’s registration number and your certificate of ownership.

I receive government benefits, can I still apply?

Yes, you can! Most credit providers will only focus on whether or not you can afford your repayments. If you receive Centrelink payments and can afford your loan repayments, we shouldn’t have too much trouble finding you a lender.

I have bad credit, can I still apply?

Absolutely! We pride ourselves on giving everyone a fair go! We’ve been able to lenders that offer cash loans for bad credit in the past so you never know unless you try!

Do you conduct credit checks?

As the lender finder, we do not conduct credit checks. However, your lender will always do one. But don’t fret as this is not the only thing lenders look at. Our lenders believe they get a much more accurate representation of your ability to repay your loan by looking at your current income and spending habits rather than your past mistakes. Just keep in mind that the outcome of all applications is subject to the final assessment done by your lender.

How do I apply?

Our application is done 100% online and takes just a few short minutes to complete. Just use our loans calculator at the top of the page to enter the cash loans amount you’re wanting to borrow and then select your repayment period. Click APPLY NOW and you’ll be taken to the application. As it’s all done online, you won’t need to worry about rummaging through pages of documents to send through to us!

Have questions?

What are you waiting for? Get your cash loan today!

Apply now

Why choose Pocket Cash?

Simply put, we’re a lender-finder that you can access from anywhere, at any time. We’re 100% online, paper-work free and hassle-free. Regardless of what kind of loan you’re looking for, we can find you a lender that will meet your requirements and get you the help you need. From personal loans and quick cash loans to travel loans and bond loans, Pocket Cash can find you a lender who can offer you the loan you’re looking for.

Why choose Pocket Cash
Simplifying your search

Simplifying your search

The beauty of Pocket Cash is that you only need to submit one application. Rather than frantically trying to submit multiple applications to multiple lenders, one quick application with us will get you access to multiple lenders. We’re the peace of mind you need when you’re thrown that curveball and don’t have time to spend fruitless hours searching and applying. Think of us as that friend you turn to when you’re in need of quick cash.

Pocket cash for any occasion

We get how hard it can be to pre-empt life’s little ups and downs. When you’re on the hunt for small loans to help you cover emergency expenses, look no further than Pocket Cash. Regardless of whether you’re looking for cash loans, bad credit loans, unsecured personal loans or same day loans, we have access to a number of different lenders who can help.

Pocket cash for any occasion
Transparency when you need it most

Transparency when you need it most

Here at Pocket Cash, we believe in transparency. We don’t believe in hidden fees or hidden agendas. We believe in helping our clients access fast cash loans as quickly as possible. We promise to always be open and transparent about our lender-finding service and what our processes are. With Pocket Cash, what you see is what you get. No hidden fees, fine print or agendas. Whether we find you a lender or not, we will not charge for our services - and that’s a promise.